Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
JM ELSS Tax Saver Fund (Regular) - Growth option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 74/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)16.93%
- Expense ratio (20%)1.35%
- AUM (15%)₹248 Cr
Not investment advice — an analytical read of public fund data. Methodology →
JM Financial Mutual Fund · Equity · ELSS
₹60.94
AUM: ₹248 Cr
NAV updated 5 days ago
Plan
Regular
Option
Growth
Risk
High
Expense Ratio
1.35%
Exit Load
Nil
Fund Manager
Sanjay Kumar Chhabaria, Chaitanya Choksi
Inception
Jan 2013
Benchmark
BSE 500 Total Return Index
Sharpe Ratio
0.26
Std Dev (1Y)
15.17%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.86%
3m
+5.77%
6m
+21.47%
1y
+7.48%
3y
+16.93%
5y
+14.43%
10y
+16.16%
since inception
+9.21%
TopFund's Take on JM ELSS Tax Saver Fund (Regular) - Growth option
JM ELSS Tax Saver Fund (Regular) - Growth option holds up reasonably well within the ELSS category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.
Cost: At 1.35%, the expense ratio runs 27% above the ELSS category average of 1.06%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.26 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 15.17% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about JM ELSS Tax Saver Fund (Regular) - Growth option
The current NAV (Net Asset Value) of JM ELSS Tax Saver Fund (Regular) - Growth option is ₹60.94. NAV is updated every business day after market close by AMFI.
1Y: 7.48% · 3Y CAGR: 16.93% · 5Y CAGR: 14.43%
The expense ratio of JM ELSS Tax Saver Fund (Regular) - Growth option is 1.35% per annum. This is the annual fee charged by the fund to manage your investment.
JM ELSS Tax Saver Fund (Regular) - Growth option is managed by Sanjay Kumar Chhabaria, Chaitanya Choksi at JM Financial Mutual Fund.
JM ELSS Tax Saver Fund (Regular) - Growth option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
JM ELSS Tax Saver Fund (Regular) - Growth option is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in JM ELSS Tax Saver Fund (Regular) - Growth option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of JM ELSS Tax Saver Fund (Regular) - Growth option is ₹248 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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