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JM Financial Mutual Fund

JM Dynamic Bond Fund (Regular) - Growth Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 66/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.25%
  • Expense ratio (20%)0.43%
  • AUM (15%)₹53 Cr

Not investment advice — an analytical read of public fund data. Methodology →

JM Financial Mutual Fund · Income/Debt Oriented · Dynamic Term Fund

₹43.26

+0.0 (+0.0%)

AUM: ₹53 Cr

NAV updated 10 days ago

Plan

Regular

Option

Growth

Risk

Moderate

Expense Ratio

0.43%

Exit Load

Nil

Fund Manager

Shalini Tibrewala

Inception

Jan 2013

Benchmark

CRISIL Dynamic Bond A-III Index

Sharpe Ratio

-2.04

Std Dev (1Y)

1.51%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.33%

3m

+0.73%

6m

+1.7%

1y

+3.3%

3y

+6.25%

5y

+5.53%

10y

+6.08%

since inception

+6.78%

TopFund's Take on JM Dynamic Bond Fund (Regular) - Growth Option

JM Dynamic Bond Fund (Regular) - Growth Option holds up reasonably well within the Dynamic Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.43%, the expense ratio is meaningfully cheaper — about 27% below the Dynamic Term Fund category average of 0.59% (based on 50 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.04 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.51% is on the lower side for a Dynamic Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 68.53%
Entities 25.36%

Asset Allocation

GOI Securities 25.36%
Debenture 21.56%
Certificate of Deposit 17.06%
Bonds 14.97%
Bonds/NCDs 5.64%
Non Convertible Debenture 4.70%
Treasury Bills 4.60%
Reverse Repo 3.64%
Net Receivables 2.14%
Alternative Investment Fund 0.33%

Frequently Asked Questions about JM Dynamic Bond Fund (Regular) - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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