Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
JM Dynamic Bond Fund (Direct) - Daily IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 73/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)12.04%
- Expense ratio (20%)0.4%
- AUM (15%)₹246 Cr
Not investment advice — an analytical read of public fund data. Methodology →
JM Financial Mutual Fund · Hybrid · Dynamic Asset Allocation
₹61.42
AUM: ₹246 Cr
NAV updated 10 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
0.4%
Exit Load
Exit load of 1% if redeemed within 365 days.
Fund Manager
Shravan Kumar Sreenivasula
Inception
Jan 2013
Benchmark
CRISIL Hybrid 50+50 Moderate Index
Sharpe Ratio
-4.95
Std Dev (1Y)
1.36%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.68%
3m
+1.23%
6m
+6.78%
1y
+3.2%
3y
+12.04%
5y
+11.18%
10y
+12.37%
since inception
+0.05%
TopFund's Take on JM Dynamic Bond Fund (Direct) - Daily IDCW
JM Dynamic Bond Fund (Direct) - Daily IDCW holds up reasonably well within the Dynamic Asset Allocation category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.
Cost: At 0.4%, the expense ratio is meaningfully cheaper — about 58% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -4.95 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.36% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about JM Dynamic Bond Fund (Direct) - Daily IDCW
The current NAV (Net Asset Value) of JM Dynamic Bond Fund (Direct) - Daily IDCW is ₹61.42. NAV is updated every business day after market close by AMFI.
1Y: 3.2% · 3Y CAGR: 12.04% · 5Y CAGR: 11.18%
The expense ratio of JM Dynamic Bond Fund (Direct) - Daily IDCW is 0.4% per annum. This is the annual fee charged by the fund to manage your investment.
JM Dynamic Bond Fund (Direct) - Daily IDCW is managed by Shravan Kumar Sreenivasula at JM Financial Mutual Fund.
JM Dynamic Bond Fund (Direct) - Daily IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
JM Dynamic Bond Fund (Direct) - Daily IDCW is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in JM Dynamic Bond Fund (Direct) - Daily IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of JM Dynamic Bond Fund (Direct) - Daily IDCW is ₹246 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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