Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 64/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)9.9%
- Expense ratio (20%)1.22%
- AUM (15%)₹14,286 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ITI Mutual Fund · Equity · ELSS
₹1,018.97
AUM: ₹14,285 Cr
NAV updated 11 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.22%
Exit Load
Nil
Fund Manager
George Heber Joseph
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.47
Std Dev (1Y)
17.95%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.7%
3m
-1.09%
6m
+4.03%
1y
-4.18%
3y
+9.9%
5y
+9.63%
10y
+12.44%
since inception
+11.73%
TopFund's Take on ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option sits in the middle of the pack for ELSS funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 64/100.
Cost: At 1.22%, the expense ratio runs 15% above the ELSS category average of 1.06%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.95% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option
The current NAV (Net Asset Value) of ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is ₹1018.97. NAV is updated every business day after market close by AMFI.
1Y: -4.18% · 3Y CAGR: 9.9% · 5Y CAGR: 9.63%
The expense ratio of ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is 1.22% per annum. This is the annual fee charged by the fund to manage your investment.
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is managed by George Heber Joseph at ITI Mutual Fund.
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option is ₹14,286 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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