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ITI Mutual Fund

ITI Dynamic Bond Fund - Regular Plan - Growth Option

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 61/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)5.08%
  • Expense ratio (20%)0.64%
  • AUM (15%)₹3,682 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ITI Mutual Fund · Income/Debt Oriented · Dynamic Term Fund

₹12.75

+0.0 (+0.0%)

AUM: ₹3,682 Cr

NAV updated 10 days ago

Plan

Regular

Option

Growth

Risk

Moderate

Expense Ratio

0.64%

Exit Load

For units in excess of 10% of the investment, 0.25% will be charged for redemption within 1 month

Fund Manager

Dinesh Ahuja

Inception

Jan 2013

Benchmark

CRISIL Dynamic Bond A-III Index

Sharpe Ratio

-2.55

Std Dev (1Y)

1.62%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.72%

3m

-0.04%

6m

+0.26%

1y

+1.91%

3y

+5.08%

5y

+4.7%

10y

+7.68%

since inception

+4.79%

TopFund's Take on ITI Dynamic Bond Fund - Regular Plan - Growth Option

ITI Dynamic Bond Fund - Regular Plan - Growth Option sits in the middle of the pack for Dynamic Term Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 61/100.

Cost: At 0.64%, the expense ratio is roughly in line with the Dynamic Term Fund category average of 0.59% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.55 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.62% is on the lower side for a Dynamic Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 61.19%
Entities 9.95%
Technology 4.20%
Industrials 3.17%

Asset Allocation

Certificate of Deposit 29.56%
State Development Loan 19.45%
GOI Securities 9.95%
Bonds 8.70%
Commercial Paper 7.61%
Debenture 7.37%
Securitised Debt 7.05%
Non Convertible Debenture 5.33%
Treasury Bills 3.30%
Net Receivables 0.82%
Repo 0.52%
Alternative Investment Fund 0.34%

Frequently Asked Questions about ITI Dynamic Bond Fund - Regular Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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