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ICICI Prudential Mutual Fund

ICICI Prudential Savings Fund - Quarterly IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 47/100 · Weak

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)0.89%
  • Expense ratio (20%)1.03%
  • AUM (15%)₹3,348 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ICICI Prudential Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund

₹111.28

+0.0 (+0.0%)

AUM: ₹3,347 Cr

NAV updated 25 days ago

Plan

Direct

Option

Idcw

Risk

Low to Moderate

Expense Ratio

1.03%

Exit Load

Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year

Fund Manager

Rajat Chandak, Manish Banthia

Inception

Jan 2013

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

Sharpe Ratio

-1.76

Std Dev (1Y)

2.6%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.57%

3m

+1.01%

6m

+0.76%

1y

+1.02%

3y

+0.89%

5y

+0.88%

10y

+0.64%

since inception

+0.63%

TopFund's Take on ICICI Prudential Savings Fund - Quarterly IDCW

ICICI Prudential Savings Fund - Quarterly IDCW lags behind most of its peers in the Ultra Short to Short Term Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.

Cost: At 1.03%, the expense ratio runs 171% above the Ultra Short to Short Term Fund category average of 0.38%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.76 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.6% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Non Convertible Debenture 25.56%
Equity 23.09%
Debenture 20.85%
GOI Securities 10.58%
State Development Loan 5.96%
Bonds/NCDs 2.99%
Securitised Debt 2.99%
Interest Rate Swap 2.99%
Bonds 2.09%
Repo 1.90%
Certificate of Deposit 1.44%
Real Estate Investment Trusts 1.10%
Cash Margin 0.30%
Alternative Investment Fund 0.30%

Frequently Asked Questions about ICICI Prudential Savings Fund - Quarterly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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