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ICICI Prudential Mutual Fund

ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S - Direct Plan - IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 59/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)10.78%
  • Expense ratio (20%)1.23%
  • AUM (15%)₹11,229 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ICICI Prudential Mutual Fund · Equity · Sectoral

₹148.89

+136.07 (+1060.94%)

AUM: ₹11,229 Cr

NAV updated 26 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

1.23%

Exit Load

Exit load of 1% if redeemed within 15 days

Fund Manager

Roshan Chutkey

Inception

Jan 2013

Benchmark

NIFTY Financial Services Total Return Index

Sharpe Ratio

-1.31

Std Dev (1Y)

0.31%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.28%

3m

+5.12%

6m

-3.62%

1y

+0.87%

3y

+10.78%

5y

+9.92%

10y

+12.16%

since inception

+7.43%

TopFund's Take on ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S - Direct Plan - IDCW

ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S - Direct Plan - IDCW sits in the middle of the pack for Sectoral funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.

Cost: At 1.23%, the expense ratio runs 24% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.31 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.31% is on the lower side for a Sectoral fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 95.26%
Industrials 1.50%

Asset Allocation

Equity 94.64%
Cash Margin 4.13%
Repo 2.87%
Treasury Bills 1.42%
Futures 0.70%

Frequently Asked Questions about ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S - Direct Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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