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ICICI Prudential Mutual Fund

ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 52/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)3.6%
  • Expense ratio (20%)0.28%
  • AUM (15%)₹2,390 Cr

Not investment advice — an analytical read of public fund data. Methodology →

ICICI Prudential Mutual Fund · Hybrid · Multi Asset Allocation

₹10.06

-33.98 (-77.16%)

AUM: ₹2,390 Cr

NAV updated 15 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.28%

Exit Load

Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Manish Banthia

Inception

Jul 2026

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

-0.92

Std Dev (1Y)

13.54%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.01%

3m

+4.24%

6m

-0.68%

1y

-6.48%

3y

+3.6%

5y

+2.9%

10y

+3.61%

since inception

+5.82%

TopFund's Take on ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW

ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW sits in the middle of the pack for Multi Asset Allocation funds, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 52/100.

Cost: At 0.28%, the expense ratio is meaningfully cheaper — about 55% below the Multi Asset Allocation category average of 0.62% (based on 211 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.54% is fairly typical for Multi Asset Allocation funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Mutual Fund 96.97%
Repo 3.61%

Frequently Asked Questions about ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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