Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

HSBC Mutual Fund

HSBC Short Duration Fund - Regular Growth

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 73/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.91%
  • Expense ratio (20%)0.18%
  • AUM (15%)₹3,322 Cr

Not investment advice — an analytical read of public fund data. Methodology →

HSBC Mutual Fund · Income/Debt Oriented · Short Term Fund

₹28.17

+0.0 (+0.0%)

AUM: ₹3,321 Cr

NAV updated 15 days ago

Plan

Regular

Option

Growth

Risk

Moderate

Expense Ratio

0.18%

Exit Load

Nil

Fund Manager

Kapil Punjabi

Inception

Jan 2020

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Sharpe Ratio

-1.06

Std Dev (1Y)

1.18%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.03%

3m

+1.46%

6m

+2.6%

1y

+5.14%

3y

+6.91%

5y

+6.48%

10y

+7.05%

since inception

+6.78%

TopFund's Take on HSBC Short Duration Fund - Regular Growth

HSBC Short Duration Fund - Regular Growth holds up reasonably well within the Short Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.

Cost: At 0.18%, the expense ratio is meaningfully cheaper — about 47% below the Short Term Fund category average of 0.34% (based on 58 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.06 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.18% is on the lower side for a Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Certificate of Deposit 49.82%
Commercial Paper 19.00%
Treasury Bills 12.95%
Debenture 9.47%
Non Convertible Debenture 4.30%
Bonds 3.62%
Repo 1.99%
Alternative Investment Fund 0.25%
Securitised Debt 0.10%

Frequently Asked Questions about HSBC Short Duration Fund - Regular Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.