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HSBC Multi Asset Allocation Fund - Regular - IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)—
- Expense ratio (20%)1.04%
- AUM (15%)₹3,260 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Hybrid · Multi Asset Allocation
₹14.25
AUM: ₹3,259 Cr
NAV updated 10 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.04%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Fund Manager
Kapil Punjabi
Inception
Feb 2024
Sharpe Ratio
-0.37
Std Dev (1Y)
16.11%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.59%
3m
+0.24%
6m
+6.84%
1y
+10.61%
3y
—
5y
—
10y
—
since inception
+9.27%
TopFund's Take on HSBC Multi Asset Allocation Fund - Regular - IDCW
HSBC Multi Asset Allocation Fund - Regular - IDCW sits in the middle of the pack for Multi Asset Allocation funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 1.04%, the expense ratio runs 68% above the Multi Asset Allocation category average of 0.62%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.11% is fairly typical for Multi Asset Allocation funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Multi Asset Allocation Fund - Regular - IDCW
The current NAV (Net Asset Value) of HSBC Multi Asset Allocation Fund - Regular - IDCW is ₹14.25. NAV is updated every business day after market close by AMFI.
1Y: 10.61%
The expense ratio of HSBC Multi Asset Allocation Fund - Regular - IDCW is 1.04% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Multi Asset Allocation Fund - Regular - IDCW is managed by Kapil Punjabi at HSBC Mutual Fund.
HSBC Multi Asset Allocation Fund - Regular - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, HSBC Multi Asset Allocation Fund - Regular - IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in HSBC Multi Asset Allocation Fund - Regular - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Multi Asset Allocation Fund - Regular - IDCW is ₹3,260 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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