Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

HSBC Mutual Fund

HSBC Low Duration Fund - Direct Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 66/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)7.88%
  • Expense ratio (20%)0.4%
  • AUM (15%)₹915 Cr

Not investment advice — an analytical read of public fund data. Methodology →

HSBC Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund

₹32.57

+0.0 (+0.0%)

AUM: ₹914 Cr

NAV updated 29 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.4%

Exit Load

Nil

Fund Manager

Jalpan Shah

Inception

Jan 2013

Benchmark

NIFTY Low Duration Debt Index A-I

Sharpe Ratio

0.18

Std Dev (1Y)

0.61%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.47%

3m

+2.14%

6m

+3.24%

1y

+6.33%

3y

+7.88%

5y

+6.87%

10y

+7.0%

since inception

+7.83%

TopFund's Take on HSBC Low Duration Fund - Direct Growth

HSBC Low Duration Fund - Direct Growth holds up reasonably well within the Ultra Short to Short Term Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.4%, the expense ratio is roughly in line with the Ultra Short to Short Term Fund category average of 0.38% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.18 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.61% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 74.57%
Entities 6.79%
Materials 3.96%
Industrials 3.35%
Technology 2.69%
Real Estate 2.30%

Asset Allocation

Certificate of Deposit 23.74%
Debenture 22.84%
Bonds 21.28%
Repo 11.44%
Bonds/NCDs 8.62%
Non Convertible Debenture 4.49%
GOI Securities 3.90%
Treasury Bills 3.21%
GOI Securities Floating Rate Bond 2.89%
Commercial Paper 2.69%
Securitised Debt 2.15%
Structured Obligation 1.04%
Alternative Investment Fund 0.30%

Frequently Asked Questions about HSBC Low Duration Fund - Direct Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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