Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Financial Services Fund - Regular IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 74/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)—
- Expense ratio (20%)0.93%
- AUM (15%)₹929 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Equity · Sectoral
₹12.87
AUM: ₹928 Cr
NAV updated 19 days ago
Plan
Regular
Option
Idcw
Risk
Very High
Expense Ratio
0.93%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Gautam Bhupal
Inception
Feb 2025
Benchmark
BSE Financial Services Total Return Index
Sharpe Ratio
0.35
Std Dev (1Y)
17.93%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.18%
3m
+8.14%
6m
+8.08%
1y
+14.48%
3y
—
5y
—
10y
—
since inception
+16.33%
TopFund's Take on HSBC Financial Services Fund - Regular IDCW
HSBC Financial Services Fund - Regular IDCW holds up reasonably well within the Sectoral category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.
Cost: At 0.93%, the expense ratio is roughly in line with the Sectoral category average of 0.99% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.35 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 17.93% is fairly typical for Sectoral funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Financial Services Fund - Regular IDCW
The current NAV (Net Asset Value) of HSBC Financial Services Fund - Regular IDCW is ₹12.87. NAV is updated every business day after market close by AMFI.
1Y: 14.48%
The expense ratio of HSBC Financial Services Fund - Regular IDCW is 0.93% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Financial Services Fund - Regular IDCW is managed by Gautam Bhupal at HSBC Mutual Fund.
HSBC Financial Services Fund - Regular IDCW is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
HSBC Financial Services Fund - Regular IDCW is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Financial Services Fund - Regular IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Financial Services Fund - Regular IDCW is ₹929 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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