Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Balanced Advantage Fund - Regular IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 62/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)9.97%
- Expense ratio (20%)1.15%
- AUM (15%)₹1,527 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Hybrid · Dynamic Asset Allocation
₹52.03
AUM: ₹1,527 Cr
NAV updated 23 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.15%
Exit Load
Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Fund Manager
Cheenu Gupta
Inception
Jan 2013
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Sharpe Ratio
-1.6
Std Dev (1Y)
7.32%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.48%
3m
+4.2%
6m
+4.0%
1y
+3.35%
3y
+9.97%
5y
+8.92%
10y
+9.39%
since inception
+1.21%
TopFund's Take on HSBC Balanced Advantage Fund - Regular IDCW
HSBC Balanced Advantage Fund - Regular IDCW sits in the middle of the pack for Dynamic Asset Allocation funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 62/100.
Cost: At 1.15%, the expense ratio runs 20% above the Dynamic Asset Allocation category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.6 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.32% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Balanced Advantage Fund - Regular IDCW
The current NAV (Net Asset Value) of HSBC Balanced Advantage Fund - Regular IDCW is ₹52.03. NAV is updated every business day after market close by AMFI.
1Y: 3.35% · 3Y CAGR: 9.97% · 5Y CAGR: 8.92%
The expense ratio of HSBC Balanced Advantage Fund - Regular IDCW is 1.15% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Balanced Advantage Fund - Regular IDCW is managed by Cheenu Gupta at HSBC Mutual Fund.
HSBC Balanced Advantage Fund - Regular IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
HSBC Balanced Advantage Fund - Regular IDCW is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Balanced Advantage Fund - Regular IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Balanced Advantage Fund - Regular IDCW is ₹1,527 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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