info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

HDFC Mutual Fund

HDFC Short Term Debt Fund - Normal IDCW - Direct Plan

★★★★ monitor_heart Health Score: 77/100 · Good

HDFC Mutual Fund · Debt · Short Duration

₹20.87

+0.0 (+0.01%) trending_up

AUM: ₹15,008 Cr

NAV updated 8 days ago

Plan

Direct

Option

Idcw

Risk

Moderate

Expense Ratio

0.39%

Exit Load

Nil

Fund Manager

Anil Bamboli

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-0.41

Std Dev (1Y)

1.08%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.67%

3m

+1.89%

6m

+3.34%

1y

+5.78%

3y

+7.69%

5y

+6.71%

10y

+7.51%

since inception

+6.56%

rate_review TopFund's Take on HDFC Short Term Debt Fund - Normal IDCW - Direct Plan

HDFC Short Term Debt Fund - Normal IDCW - Direct Plan holds up reasonably well within the Short Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 77/100.

Cost: At 0.39%, the expense ratio is roughly in line with the Short Duration category average of 0.37% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.41 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.08% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 61.25%
Unspecified 10.93%
Industrials 9.12%
Entities 4.79%
Materials 2.90%
Technology 1.94%
Others 1.32%

pie_chart Asset Allocation

Debenture 40.57%
Non Convertible Debenture 19.57%
Bonds 14.07%
State Development Loan 6.18%
Securitised Debt 5.56%
GOI Securities 4.79%
Bonds/NCDs 3.57%
Net Current Assets 2.83%
Certificate of Deposit 1.29%
Zero Coupon Bonds 0.57%
Alternative Investment Fund 0.35%
Floating Rate Bond 0.27%
Repo 0.21%
Fixed Deposits 0.17%

Frequently Asked Questions about HDFC Short Term Debt Fund - Normal IDCW - Direct Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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