Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
★★★★★ monitor_heart Health Score: 70/100 · GoodHDFC Mutual Fund · Solution Oriented · Retirement Fund
₹42.54
AUM: ₹1,592 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
1.07%
Exit Load
Nil
Fund Manager
Shobhit Mehrotra, Chirag Setalvad, Rakesh Vyas
Inception
Feb 2016
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35 Index
Sharpe Ratio
-1.3
Std Dev (1Y)
10.06%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.83%
3m
-2.0%
6m
-7.41%
1y
-6.05%
3y
+9.67%
5y
+10.55%
10y
+13.55%
since inception
+14.82%
rate_review TopFund's Take on HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan holds up reasonably well within the Retirement Fund category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 1.07%, the expense ratio runs 11% above the Retirement Fund category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.3 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.06% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
The current NAV (Net Asset Value) of HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan is ₹42.54. NAV is updated every business day after market close by AMFI.
1Y: -6.05% · 3Y CAGR: 9.67% · 5Y CAGR: 10.55%
The expense ratio is 1.07% per annum — the annual fee deducted from your investment to cover fund management costs.
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan is managed by Shobhit Mehrotra, Chirag Setalvad, Rakesh Vyas at HDFC Mutual Fund.
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan is a moderate risk fund. Suitable for investors with a moderate risk appetite.
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan is ₹1,592 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.