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HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
★★★★★ monitor_heart Health Score: 80/100 · ExcellentHDFC Mutual Fund · Solution Oriented · Retirement Fund
₹21.77
AUM: ₹6,660 Cr
NAV updated 26 days ago
Plan
—
Option
Growth
Risk
—
Expense Ratio
0.96%
Exit Load
Nil
Fund Manager
Shobhit Mehrotra, Chirag Setalvad, Rakesh Vyas
Inception
Feb 2016
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-1.47
Std Dev (1Y)
3.8%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.66%
3m
+4.93%
6m
-5.36%
1y
-3.31%
3y
+13.2%
5y
+14.66%
10y
+16.84%
since inception
+7.82%
rate_review TopFund's Take on HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option ranks among the stronger performers in the Retirement Fund category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 80/100.
Cost: At 0.96%, the expense ratio is roughly in line with the Retirement Fund category average of 0.96% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.8% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
The current NAV (Net Asset Value) of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is ₹21.77. NAV is updated every business day after market close by AMFI.
1Y: -3.31% · 3Y CAGR: 13.2% · 5Y CAGR: 14.66%
The expense ratio is 0.96% per annum — the annual fee deducted from your investment to cover fund management costs.
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is managed by Shobhit Mehrotra, Chirag Setalvad, Rakesh Vyas at HDFC Mutual Fund.
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is a moderate risk fund. Suitable for investors with a moderate risk appetite.
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option is ₹6,660 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.