info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

HDFC Mutual Fund

HDFC Liquid Fund - IDCW Weekly - Direct Plan

★★★★★ monitor_heart Health Score: 56/100 · Average

HDFC Mutual Fund · Debt · Liquid Fund

₹1,031.73

+0.26 (+0.03%) trending_up

AUM: ₹67,998 Cr

NAV updated 26 days ago

Plan

Direct

Option

Idcw

Risk

Low

Expense Ratio

0.2%

Exit Load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Fund Manager

Anupam Joshi

Inception

Jan 2013

Benchmark

CRISIL Liquid Debt A-I Index

Sharpe Ratio

-8.27

Std Dev (1Y)

0.78%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.04%

3m

+0.01%

6m

+0.0%

1y

+0.03%

3y

+0.02%

5y

+0.02%

10y

+0.01%

since inception

+40.68%

rate_review TopFund's Take on HDFC Liquid Fund - IDCW Weekly - Direct Plan

HDFC Liquid Fund - IDCW Weekly - Direct Plan sits in the middle of the pack for Liquid Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.

Cost: At 0.2%, the expense ratio runs 43% above the Liquid Fund category average of 0.14%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -8.27 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.78% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

Commercial Paper 51.79%
Certificate of Deposit 32.46%
Treasury Bills 19.85%
Debenture 2.05%
Reverse Repo 1.67%
Alternative Investment Fund 0.27%
Bonds/NCDs 0.13%
Repo 0.07%
Bonds 0.06%
State Development Loan 0.04%

Frequently Asked Questions about HDFC Liquid Fund - IDCW Weekly - Direct Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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