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HDFC Liquid Fund - IDCW Daily
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 70/100 · Good
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)0.0%
- Expense ratio (20%)0.21%
- AUM (15%)₹68,800 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HDFC Mutual Fund · Debt · Liquid Fund
₹1,019.82
AUM: ₹68,800 Cr
NAV updated about 2 hours ago
Plan
Direct
Option
Idcw
Risk
Low
Expense Ratio
0.21%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Sunaina da Cunha, Kaustubh Gupta
Inception
Jan 2013
Benchmark
NIFTY Liquid Index A-I
Sharpe Ratio
-650.0
Std Dev (1Y)
0.01%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.0%
3m
+0.0%
6m
+0.0%
1y
+0.0%
3y
+0.0%
5y
+0.0%
10y
+0.0%
since inception
+25.2%
TopFund's Take on HDFC Liquid Fund - IDCW Daily
HDFC Liquid Fund - IDCW Daily holds up reasonably well within the Liquid Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 0.21%, the expense ratio runs 110% above the Liquid Fund category average of 0.1%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -650.0 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.01% is on the lower side for a Liquid Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
No similar funds found.
Tools & Guides for This Fund
Frequently Asked Questions about HDFC Liquid Fund - IDCW Daily
The current NAV (Net Asset Value) of HDFC Liquid Fund - IDCW Daily is ₹1019.82. NAV is updated every business day after market close by AMFI.
1Y: 0.0% · 3Y CAGR: 0.0% · 5Y CAGR: 0.0%
The expense ratio of HDFC Liquid Fund - IDCW Daily is 0.21% per annum. This is the annual fee charged by the fund to manage your investment.
HDFC Liquid Fund - IDCW Daily is managed by Sunaina da Cunha, Kaustubh Gupta at HDFC Mutual Fund.
HDFC Liquid Fund - IDCW Daily is classified as a Low risk fund. It is suitable for investors with a moderate risk appetite.
HDFC Liquid Fund - IDCW Daily is a Liquid Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HDFC Liquid Fund - IDCW Daily with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HDFC Liquid Fund - IDCW Daily is ₹68,800 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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