info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

HDFC Mutual Fund

HDFC Income Fund - Quarterly IDCW- Direct Plan

★★★★★ monitor_heart Health Score: 60/100 · Average

HDFC Mutual Fund · Debt · Medium to Long Duration

₹12.9

+0.01 (+0.07%) trending_up

AUM: ₹833 Cr

NAV updated 7 days ago

Plan

Direct

Option

Idcw

Risk

Moderate to High

Expense Ratio

0.8%

Exit Load

Nil

Fund Manager

Shobhit Mehrotra

Inception

Jan 2013

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Sharpe Ratio

-1.73

Std Dev (1Y)

3.4%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.44%

3m

+2.69%

6m

+3.73%

1y

+4.13%

3y

+7.04%

5y

+6.12%

10y

+6.36%

since inception

+1.0%

rate_review TopFund's Take on HDFC Income Fund - Quarterly IDCW- Direct Plan

HDFC Income Fund - Quarterly IDCW- Direct Plan sits in the middle of the pack for Medium to Long Duration funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 0.8%, the expense ratio is roughly in line with the Medium to Long Duration category average of 0.82% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.73 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.4% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

GOI Securities 59.26%
Non Convertible Debenture 9.57%
Debenture 7.34%
State Development Loan 6.15%
Bonds 5.99%
Securitised Debt 2.97%
Certificate of Deposit 2.94%
Net Current Assets 2.03%
Bonds/NCDs 1.81%
Repo 1.07%
Real Estate Investment Trusts 0.55%
Alternative Investment Fund 0.32%

Frequently Asked Questions about HDFC Income Fund - Quarterly IDCW- Direct Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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