HDFC Developed World Overseas Equity Passive FOF - Direct Plan - Growth Option

HDFC Developed World Overseas Equity Passive FOF - Direct Plan - Growth Option ranks among the stronger performers in the FoF Overseas category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 90/100.

Cost: At 0.08%, the expense ratio is meaningfully cheaper — about 86% below the FoF Overseas category average of 0.59% (based on 159 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 2.33 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 12.08% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Other fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.