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HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan
HDFC Mutual Fund · Debt · Banking and PSU Fund
₹9.99
AUM: —
NAV updated 3 days ago
Plan
Direct
Option
Idcw
Risk
Moderate
Sharpe Ratio
-3.78
Std Dev (1Y)
1.83%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.03%
3m
-0.5%
6m
+0.16%
1y
-0.42%
3y
-0.16%
5y
-0.05%
10y
-0.18%
since inception
-0.01%
TopFund's Take on HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is a Banking and PSU Fund fund from HDFC Mutual Fund.
Cost: Expense ratio data for this fund isn't available yet.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.78 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.83% is on the lower side for a Banking and PSU Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Sector allocation not available yet.
Asset Allocation
Asset allocation not available yet.
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan
The current NAV (Net Asset Value) of HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is ₹9.99. NAV is updated every business day after market close by AMFI.
1Y: -0.42% · 3Y CAGR: -0.16% · 5Y CAGR: -0.05%
Expense ratio data for HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is not yet available.
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is managed by HDFC Mutual Fund.
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan is a Banking and PSU Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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