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Groww Mutual Fund

Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 70/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.98%
  • Expense ratio (20%)0.11%
  • AUM (15%)₹381 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Groww Mutual Fund · Debt · Liquid

₹2,755.95

+1753.36 (+174.88%)

AUM: ₹381 Cr

NAV updated 11 days ago

Plan

Regular

Option

Growth

Risk

Low

Expense Ratio

0.11%

Exit Load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Fund Manager

Anupam Tiwari

Inception

Jan 2013

Benchmark

CRISIL Liquid Debt A-I Index

Sharpe Ratio

-5.62

Std Dev (1Y)

1.15%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.53%

3m

+1.62%

6m

+3.47%

1y

+6.51%

3y

+6.98%

5y

+6.26%

10y

+6.05%

since inception

+0.02%

TopFund's Take on Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) holds up reasonably well within the Liquid category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.11%, the expense ratio is meaningfully cheaper — about 21% below the Liquid category average of 0.14% (based on 396 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -5.62 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.15% is on the lower side for a Liquid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Certificate of Deposit 54.24%
Commercial Paper 31.74%
Reverse Repo 11.13%
Treasury Bills 2.62%
Alternative Investment Fund 0.21%
Net Receivables 0.07%

Frequently Asked Questions about Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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