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Groww Gilt Fund - Direct - IDCW
★★★★★ monitor_heart Health Score: 57/100 · AverageKotak Mahindra Mutual Fund · Debt · Gilt
₹10.0
AUM: ₹2,257 Cr
NAV updated 3 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.4%
Exit Load
Nil
Fund Manager
Abhishek Bisen
Inception
Jan 2013
Benchmark
NIFTY All Duration G-Sec Index
Sharpe Ratio
-1.64
Std Dev (1Y)
3.58%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.06%
3m
+2.6%
6m
+3.1%
1y
+1.27%
3y
+6.14%
5y
+5.99%
10y
+7.3%
since inception
-0.36%
rate_review TopFund's Take on Groww Gilt Fund - Direct - IDCW
Groww Gilt Fund - Direct - IDCW sits in the middle of the pack for Gilt funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 57/100.
Cost: At 0.4%, the expense ratio is meaningfully cheaper — about 20% below the Gilt category average of 0.5% (based on 68 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.64 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.58% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Groww Gilt Fund - Direct - IDCW
The current NAV (Net Asset Value) of Groww Gilt Fund - Direct - IDCW is ₹10.0. NAV is updated every business day after market close by AMFI.
1Y: 1.27% · 3Y CAGR: 6.14% · 5Y CAGR: 5.99%
The expense ratio is 0.4% per annum — the annual fee deducted from your investment to cover fund management costs.
Groww Gilt Fund - Direct - IDCW is managed by Abhishek Bisen at Kotak Mahindra Mutual Fund.
Groww Gilt Fund - Direct - IDCW is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
Groww Gilt Fund - Direct - IDCW is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Groww Gilt Fund - Direct - IDCW is ₹2,257 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.