Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Groww Mutual Fund

Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 39/100 · Weak

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)0.34%
  • Expense ratio (20%)0.45%
  • AUM (15%)₹29 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Groww Mutual Fund · Income/Debt Oriented · Dynamic Term Fund

₹1,023.38

+0.02 (+0.0%)

AUM: ₹28 Cr

NAV updated 1 day ago

Plan

Direct

Option

Growth

Risk

Moderate

Expense Ratio

0.45%

Exit Load

Nil

Fund Manager

Anupam Tiwari

Inception

Dec 2018

Benchmark

CRISIL Dynamic Bond A-III Index

Sharpe Ratio

-2.56

Std Dev (1Y)

2.07%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.15%

3m

-0.58%

6m

+0.61%

1y

+1.17%

3y

+0.34%

5y

+0.27%

10y

—

since inception

+0.29%

TopFund's Take on Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) lags behind most of its peers in the Dynamic Term Fund category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 39/100.

Cost: At 0.45%, the expense ratio is meaningfully cheaper — about 24% below the Dynamic Term Fund category average of 0.59% (based on 50 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.56 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.07% is on the lower side for a Dynamic Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 52.59%
Entities 19.54%
Industrials 3.51%

Asset Allocation

Certificate of Deposit 48.06%
Repo 23.15%
GOI Securities 19.54%
Bonds 4.53%
Bonds/NCDs 3.51%
Alternative Investment Fund 0.77%
Net Receivables 0.43%

Frequently Asked Questions about Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.