Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Overnight Fund- Unclaimed IDCW Plan

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 69/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)6.08%
  • Expense ratio (20%)0.07%
  • AUM (15%)₹685 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Franklin Templeton Mutual Fund · Debt · Overnight

₹1,437.97

+1424.92 (+10920.78%)

AUM: ₹685 Cr

NAV updated 14 days ago

Plan

Direct

Option

Idcw

Risk

Low

Expense Ratio

0.07%

Exit Load

Nil

Fund Manager

Pallab Roy

Inception

May 2019

Benchmark

NIFTY 1D Rate Index

Sharpe Ratio

-21.35

Std Dev (1Y)

0.1%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.42%

3m

+1.29%

6m

+2.63%

1y

+5.34%

3y

+6.08%

5y

+5.68%

10y

—

since inception

+5.85%

TopFund's Take on Franklin India Overnight Fund- Unclaimed IDCW Plan

Franklin India Overnight Fund- Unclaimed IDCW Plan holds up reasonably well within the Overnight category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.

Cost: At 0.07%, the expense ratio is meaningfully cheaper — about 36% below the Overnight category average of 0.11% (based on 208 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -21.35 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.1% is on the lower side for a Overnight fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 5.38%

Asset Allocation

Cash/Net Current Assets 94.62%
Treasury Bills 5.38%

Frequently Asked Questions about Franklin India Overnight Fund- Unclaimed IDCW Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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