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Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Liquid Fund - Super Institutional - Direct - Growth

★★★★ monitor_heart Health Score: 73/100 · Good

Franklin Templeton Mutual Fund · Debt · Liquid

₹4,235.88

+1.44 (+0.03%) trending_up

AUM: ₹2,915 Cr

NAV updated 6 days ago

Plan

Direct

Option

Growth

Risk

Low

Expense Ratio

0.14%

Exit Load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Fund Manager

Sachin Padwal-Desai, Pallab Roy

Inception

Jan 2013

Benchmark

NIFTY Liquid Index A-I

Sharpe Ratio

-7.4

Std Dev (1Y)

0.18%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.57%

3m

+1.64%

6m

+3.38%

1y

+6.41%

3y

+7.01%

5y

+6.26%

10y

+6.19%

since inception

+6.92%

rate_review TopFund's Take on Franklin India Liquid Fund - Super Institutional - Direct - Growth

Franklin India Liquid Fund - Super Institutional - Direct - Growth holds up reasonably well within the Liquid category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.

Cost: At 0.14%, the expense ratio is roughly in line with the Liquid category average of 0.15% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -7.4 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.18% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 129.32%
Unspecified 0.26%

pie_chart Asset Allocation

Commercial Paper 50.02%
Certificate of Deposit 47.25%
Debenture 27.23%
Floating Rate Bond 2.73%
Non Convertible Debenture 1.85%
Alternative Investment Fund 0.26%
Treasury Bills 0.24%

Frequently Asked Questions about Franklin India Liquid Fund - Super Institutional - Direct - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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