info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Floating Rate Fund - Direct - IDCW

★★★★★ monitor_heart Health Score: 65/100 · Good

Franklin Templeton Mutual Fund · Debt · Floater

₹10.07

-0.0 (-0.0%) trending_down

AUM: ₹278 Cr

NAV updated 6 days ago

Plan

Direct

Option

Idcw

Risk

Low to Moderate

Expense Ratio

0.39%

Exit Load

Nil

Fund Manager

Mayank Bukrediwala

Inception

Benchmark

NIFTY Short Duration Debt Index A-II

Sharpe Ratio

-15.65

Std Dev (1Y)

0.52%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.92%

3m

+1.85%

6m

+3.76%

1y

+6.36%

3y

+8.34%

5y

+7.23%

10y

+6.98%

since inception

+0.05%

rate_review TopFund's Take on Franklin India Floating Rate Fund - Direct - IDCW

Franklin India Floating Rate Fund - Direct - IDCW holds up reasonably well within the Floater category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.

Cost: At 0.39%, the expense ratio runs 44% above the Floater category average of 0.27%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -15.65 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.52% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Unspecified 94.60%
Financial 40.95%
Entities 10.72%

pie_chart Asset Allocation

Cash Margin 62.80%
State Development Loan 27.63%
Debenture 27.62%
Certificate of Deposit 17.11%
Non Convertible Debenture 12.73%
GOI Securities 8.82%
Cash/Net Current Assets 3.79%
GOI Securities Floating Rate Bond 1.90%
Alternative Investment Fund 0.38%

Frequently Asked Questions about Franklin India Floating Rate Fund - Direct - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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