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Franklin Templeton Mutual Fund

Franklin India Balanced Advantage Fund- Growth- Direct

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 76/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)10.46%
  • Expense ratio (20%)0.81%
  • AUM (15%)₹2,834 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Franklin Templeton Mutual Fund · Hybrid · Dynamic Asset Allocation

₹15.48

+0.0 (+0.0%)

AUM: ₹2,834 Cr

NAV updated 23 days ago

Plan

Direct

Option

Growth

Risk

High

Expense Ratio

0.81%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Sandeep Manam

Inception

Sep 2022

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Sharpe Ratio

-0.37

Std Dev (1Y)

8.33%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.34%

3m

+4.09%

6m

+3.09%

1y

+2.95%

3y

+10.46%

5y

—

10y

—

since inception

+11.55%

TopFund's Take on Franklin India Balanced Advantage Fund- Growth- Direct

Franklin India Balanced Advantage Fund- Growth- Direct holds up reasonably well within the Dynamic Asset Allocation category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.81%, the expense ratio is meaningfully cheaper — about 16% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.37 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.33% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 66.71%
Debenture 14.61%
State Development Loan 7.37%
Cash Margin 7.28%
Non Convertible Debenture 5.44%
Cash/Net Current Assets 2.17%
GOI Securities 0.91%
Treasury Bills 0.87%
Bonds 0.85%
Margin Money 0.69%
Bonds/NCDs 0.37%

Frequently Asked Questions about Franklin India Balanced Advantage Fund- Growth- Direct

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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