info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

DSP Mutual Fund

DSP Short Term Fund - Regular Plan - Growth

★★★★★ monitor_heart Health Score: 66/100 · Good

DSP Mutual Fund · Debt · Short Duration Fund

₹49.14

+0.01 (+0.01%) trending_up

AUM: ₹3,244 Cr

NAV updated 22 days ago

Plan

Regular

Option

Growth

Risk

Moderate

Expense Ratio

0.51%

Exit Load

Nil

Fund Manager

Laukik Bagwe, Saurabh Bhatia

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-0.95

Std Dev (1Y)

1.24%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.91%

3m

+2.82%

6m

+2.88%

1y

+5.03%

3y

+6.91%

5y

+5.82%

10y

+6.46%

since inception

+7.14%

rate_review TopFund's Take on DSP Short Term Fund - Regular Plan - Growth

DSP Short Term Fund - Regular Plan - Growth holds up reasonably well within the Short Duration Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.51%, the expense ratio runs 50% above the Short Duration Fund category average of 0.34%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.95 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.24% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 59.80%
Unspecified 10.41%
Industrials 9.63%
Entities 9.47%
Technology 4.52%
Real Estate 3.84%
Healthcare 1.37%

pie_chart Asset Allocation

Debenture 34.80%
Bonds 24.86%
GOI Securities 9.47%
State Development Loan 9.40%
Non Convertible Debenture 7.95%
Securitised Debt 4.26%
Bonds/NCDs 4.00%
Bonds/Debentures 2.37%
Certificate of Deposit 1.47%
Reverse Repo 1.20%
Floating Rate Bond 0.78%
Alternative Investment Fund 0.34%

Frequently Asked Questions about DSP Short Term Fund - Regular Plan - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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