Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

DSP Mutual Fund

DSP Short Term Fund - Direct Plan - Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 60/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)7.29%
  • Expense ratio (20%)0.37%
  • AUM (15%)₹3,235 Cr

Not investment advice — an analytical read of public fund data. Methodology →

DSP Mutual Fund · Debt · Short Duration

₹54.03

+0.0 (+0.0%)

AUM: ₹3,235 Cr

NAV updated 15 days ago

Plan

Direct

Option

Growth

Risk

Moderate

Expense Ratio

0.37%

Exit Load

Nil

Fund Manager

Laukik Bagwe, Saurabh Bhatia

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-0.66

Std Dev (1Y)

1.32%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.05%

3m

+1.53%

6m

+2.73%

1y

+5.47%

3y

+7.29%

5y

+6.24%

10y

+6.98%

since inception

+7.7%

TopFund's Take on DSP Short Term Fund - Direct Plan - Growth

DSP Short Term Fund - Direct Plan - Growth sits in the middle of the pack for Short Duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 0.37%, the expense ratio is roughly in line with the Short Duration category average of 0.4% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.66 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.32% is on the lower side for a Short Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 59.32%
Entities 14.30%
Industrials 8.67%
Technology 4.64%
Real Estate 3.88%
Materials 1.55%
Healthcare 1.41%

Asset Allocation

Debenture 27.52%
Certificate of Deposit 14.28%
Bonds 12.42%
Non Convertible Debenture 11.84%
GOI Securities 9.33%
Bonds/NCDs 6.38%
State Development Loan 5.51%
GOI Securities Floating Rate Bond 4.97%
Securitised Debt 4.09%
Commercial Paper 1.52%
Bonds/Debentures 0.82%
Floating Rate Bond 0.81%
Alternative Investment Fund 0.35%
Net Receivables 0.16%

Frequently Asked Questions about DSP Short Term Fund - Direct Plan - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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