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DSP Mutual Fund

DSP Multi Asset Allocation Fund - Regular - Growth

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 84/100 · Excellent

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)—
  • Expense ratio (20%)0.63%
  • AUM (15%)₹10,592 Cr

Not investment advice — an analytical read of public fund data. Methodology →

DSP Mutual Fund · Hybrid · Multi Asset Allocation

₹16.83

+0.63 (+3.87%)

AUM: ₹10,592 Cr

NAV updated 23 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

0.63%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.

Fund Manager

Jay Kothari

Inception

Sep 2023

Sharpe Ratio

0.72

Std Dev (1Y)

10.9%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.57%

3m

+1.13%

6m

+0.49%

1y

+17.88%

3y

—

5y

—

10y

—

since inception

+17.92%

TopFund's Take on DSP Multi Asset Allocation Fund - Regular - Growth

DSP Multi Asset Allocation Fund - Regular - Growth ranks among the stronger performers in the Multi Asset Allocation category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 84/100.

Cost: At 0.63%, the expense ratio is roughly in line with the Multi Asset Allocation category average of 0.62% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.72 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 10.9% is on the lower side for a Multi Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 35.09%
Reverse Repo 15.93%
Mutual Fund 15.56%
Index Derivatives 9.38%
Foreign - Equity 7.79%
GOI Securities 6.61%
State Development Loan 3.63%
Real Estate Investment Trusts 3.38%
Foreign Mutual Funds 2.85%
Debenture 2.51%
Cash Margin 1.74%
Futures 1.51%
Certificate of Deposit 1.13%
Bonds 0.97%
ADS/ADR 0.54%
Central Government Loan 0.47%
Non Convertible Debenture 0.24%

Frequently Asked Questions about DSP Multi Asset Allocation Fund - Regular - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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