Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
DSP Liquidity Fund - Direct Plan - Growth
★★★★★ monitor_heart Health Score: 69/100 · GoodDSP Mutual Fund · Debt · Liquid
₹4,029.82
AUM: ₹19,370 Cr
NAV updated 5 days ago
Plan
Direct
Option
Growth
Risk
Low
Expense Ratio
0.12%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Kedar Karnik, Rahul Vekaria
Inception
Dec 2012
Benchmark
CRISIL Liquid Debt A-I Index
Sharpe Ratio
-8.79
Std Dev (1Y)
0.18%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.55%
3m
+1.6%
6m
+3.39%
1y
+6.41%
3y
+7.01%
5y
+6.26%
10y
+6.14%
since inception
+6.83%
rate_review TopFund's Take on DSP Liquidity Fund - Direct Plan - Growth
DSP Liquidity Fund - Direct Plan - Growth holds up reasonably well within the Liquid category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.12%, the expense ratio is meaningfully cheaper — about 20% below the Liquid category average of 0.15% (based on 347 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -8.79 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.18% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
Similar Funds
PGIM India Liquid Fund - Growth
PGIM India Mutual Fund
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Liquid Fund-Institutional (Growth)
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Liquid Fund - Growth
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Liquid Fund-Retail (Growth)
Aditya Birla Sun Life Mutual Fund
Edelweiss Liquid Fund - Direct Plan - Growth Option
Edelweiss Mutual Fund
tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about DSP Liquidity Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of DSP Liquidity Fund - Direct Plan - Growth is ₹4029.82. NAV is updated every business day after market close by AMFI.
1Y: 6.41% · 3Y CAGR: 7.01% · 5Y CAGR: 6.26%
The expense ratio is 0.12% per annum — the annual fee deducted from your investment to cover fund management costs.
DSP Liquidity Fund - Direct Plan - Growth is managed by Kedar Karnik, Rahul Vekaria at DSP Mutual Fund.
DSP Liquidity Fund - Direct Plan - Growth is a Low risk fund. Suitable for investors with a moderate risk appetite.
DSP Liquidity Fund - Direct Plan - Growth is a Liquid fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of DSP Liquidity Fund - Direct Plan - Growth is ₹19,371 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.