Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

DSP Mutual Fund

DSP Healthcare Fund - Regular Plan - IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 79/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)21.79%
  • Expense ratio (20%)0.75%
  • AUM (15%)₹3,835 Cr

Not investment advice — an analytical read of public fund data. Methodology →

DSP Mutual Fund · Equity · Sectoral

₹51.31

+24.79 (+93.49%)

AUM: ₹3,835 Cr

NAV updated 8 days ago

Plan

Regular

Option

Idcw

Risk

Very High

Expense Ratio

0.75%

Exit Load

Exit load of 0.50% if redeemed within 1 month.

Fund Manager

Vinit Sambre

Inception

Nov 2018

Benchmark

BSE Healthcare Total Return Index

Sharpe Ratio

0.26

Std Dev (1Y)

14.82%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.31%

3m

+11.25%

6m

+25.6%

1y

+16.48%

3y

+21.79%

5y

+15.53%

10y

—

since inception

+13.26%

TopFund's Take on DSP Healthcare Fund - Regular Plan - IDCW

DSP Healthcare Fund - Regular Plan - IDCW holds up reasonably well within the Sectoral category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 79/100.

Cost: At 0.75%, the expense ratio is meaningfully cheaper — about 24% below the Sectoral category average of 0.99% (based on 469 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.26 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 14.82% is fairly typical for Sectoral funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Healthcare 95.15%
Financial 0.99%

Asset Allocation

Equity 87.90%
Foreign - Equity 8.24%
Reverse Repo 3.77%
Foreign Mutual Funds 0.98%

Frequently Asked Questions about DSP Healthcare Fund - Regular Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.