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DSP Mutual Fund

DSP 10Y G-Sec Fund - Regular Plan - IDCW - Monthly

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 62/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)7.4%
  • Expense ratio (20%)0.16%
  • AUM (15%)₹88 Cr

Not investment advice — an analytical read of public fund data. Methodology →

DSP Mutual Fund · Debt · Target Maturity

₹12.99

+2.35 (+22.07%)

AUM: ₹87 Cr

NAV updated 11 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

0.16%

Exit Load

Nil

Fund Manager

Shantanu Godambe

Inception

Feb 2023

Benchmark

Nifty SDL Plus G-Sec Sep 2027 50:50 Index

Sharpe Ratio

-1.87

Std Dev (1Y)

3.64%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.26%

3m

+1.49%

6m

+2.7%

1y

+5.83%

3y

+7.4%

5y

+0.17%

10y

+0.16%

since inception

+0.52%

TopFund's Take on DSP 10Y G-Sec Fund - Regular Plan - IDCW - Monthly

DSP 10Y G-Sec Fund - Regular Plan - IDCW - Monthly sits in the middle of the pack for Target Maturity funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 62/100.

Cost: At 0.16%, the expense ratio is meaningfully cheaper — about 16% below the Target Maturity category average of 0.19% (based on 409 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.87 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.64% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Entities 48.86%
Industrials 0.12%

Asset Allocation

GOI Securities 48.86%
State Development Loan 46.32%
Reverse Repo 4.63%
Net Receivables 0.19%

Frequently Asked Questions about DSP 10Y G-Sec Fund - Regular Plan - IDCW - Monthly

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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