info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option

★★★★★ monitor_heart Health Score: 50/100 · Average

Baroda BNP Paribas Mutual Fund · Solution Oriented · Retirement Fund

₹11.8

-0.01 (-0.11%) trending_down

AUM: ₹120 Cr

NAV updated 27 days ago

Plan

Direct

Option

Idcw

Risk

Expense Ratio

0.74%

Exit Load

Nil

Fund Manager

Mayank Prakash, Vikram Pamnani

Inception

Jan 2013

Benchmark

CRISIL Dynamic Bond A-III Index

Sharpe Ratio

-0.07

Std Dev (1Y)

11.11%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.9%

3m

+2.42%

6m

+1.69%

1y

+2.62%

3y

+6.48%

5y

+6.18%

10y

+6.87%

since inception

+8.56%

rate_review TopFund's Take on Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option

Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option sits in the middle of the pack for Retirement Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.

Cost: At 0.74%, the expense ratio is meaningfully cheaper — about 21% below the Retirement Fund category average of 0.94% (based on 79 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.07 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 11.11% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 62.03%
Entities 32.74%
Unspecified 5.09%
Industrials 0.14%

pie_chart Asset Allocation

GOI Securities 32.74%
Bonds 23.77%
Debenture 22.25%
Certificate of Deposit 16.01%
Net Receivables 2.42%
CBLO 2.16%
Alternative Investment Fund 0.51%
Infrastructure Investment Trust 0.14%

Frequently Asked Questions about Baroda BNP Paribas Retirement Fund - Direct plan - IDCW option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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