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Baroda BNP Paribas Retirement Fund - Direct plan - Growth option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 58/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)—
- Expense ratio (20%)1.18%
- AUM (15%)₹405 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Baroda BNP Paribas Mutual Fund · Hybrid · Aggressive Hybrid
₹11.85
AUM: ₹404 Cr
NAV updated about 11 hours ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.18%
Exit Load
Nil
Fund Manager
Vikram Pamnani
Inception
May 2024
Benchmark
CRISIL Hybrid 35+65 Aggressive Index
Sharpe Ratio
-0.12
Std Dev (1Y)
11.08%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-3.25%
3m
+0.02%
6m
+7.55%
1y
+4.15%
3y
—
5y
—
10y
—
since inception
+7.61%
TopFund's Take on Baroda BNP Paribas Retirement Fund - Direct plan - Growth option
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option sits in the middle of the pack for Aggressive Hybrid funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.
Cost: At 1.18%, the expense ratio runs 36% above the Aggressive Hybrid category average of 0.87%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.12 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 11.08% is on the lower side for a Aggressive Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Baroda BNP Paribas Retirement Fund - Direct plan - Growth option
The current NAV (Net Asset Value) of Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is ₹11.85. NAV is updated every business day after market close by AMFI.
1Y: 4.15%
The expense ratio of Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is 1.18% per annum. This is the annual fee charged by the fund to manage your investment.
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is managed by Vikram Pamnani at Baroda BNP Paribas Mutual Fund.
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is a Aggressive Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Baroda BNP Paribas Retirement Fund - Direct plan - Growth option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Baroda BNP Paribas Retirement Fund - Direct plan - Growth option is ₹405 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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