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Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 71/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)14.82%
  • Expense ratio (20%)1.08%
  • AUM (15%)₹460 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Baroda BNP Paribas Mutual Fund · Equity · Sectoral

₹55.86

-1.66 (-2.89%)

AUM: ₹459 Cr

NAV updated 5 days ago

Plan

Direct

Option

Growth

Risk

Very High

Expense Ratio

1.08%

Exit Load

Exit load of 1%, if redeemed within 30 days.

Fund Manager

Deepak Acharya

Inception

Jan 2013

Benchmark

NIFTY Financial Services Total Return Index

Sharpe Ratio

0.26

Std Dev (1Y)

17.33%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-2.89%

3m

+0.89%

6m

+9.55%

1y

+4.43%

3y

+14.82%

5y

+12.03%

10y

+11.92%

since inception

+12.06%

TopFund's Take on Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth Option

Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth Option holds up reasonably well within the Sectoral category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.

Cost: At 1.08%, the expense ratio is roughly in line with the Sectoral category average of 0.99% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.26 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 17.33% is fairly typical for Sectoral funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 93.84%
Industrials 3.38%

Asset Allocation

Equity 96.13%
CBLO 3.84%
Treasury Bills 1.09%

Frequently Asked Questions about Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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