Baroda BNP Paribas Aqua Fund of Fund - Regular Plan Growth

Baroda BNP Paribas Aqua Fund of Fund - Regular Plan Growth sits in the middle of the pack for FoF Overseas funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 64/100.

Cost: At 1.04%, the expense ratio runs 73% above the FoF Overseas category average of 0.6%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.03 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 15.6% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Other fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.