Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 50/100 · Average
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)7.72%
- Expense ratio (20%)0.54%
- AUM (15%)₹260 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bank of India Mutual Fund · Debt · Short Duration
₹31.1
AUM: ₹260 Cr
NAV updated 14 days ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.54%
Exit Load
Nil
Fund Manager
Piyush Baranwal
Inception
Jan 2013
Benchmark
CRISIL Short Duration Debt A-II Index
Sharpe Ratio
-1.19
Std Dev (1Y)
1.12%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.2%
3m
+1.72%
6m
+2.91%
1y
+5.54%
3y
+7.72%
5y
+10.81%
10y
+5.8%
since inception
+1.94%
TopFund's Take on BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW sits in the middle of the pack for Short Duration funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.
Cost: At 0.54%, the expense ratio runs 35% above the Short Duration category average of 0.4%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.19 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.12% is on the lower side for a Short Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW
The current NAV (Net Asset Value) of BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is ₹31.1. NAV is updated every business day after market close by AMFI.
1Y: 5.54% · 3Y CAGR: 7.72% · 5Y CAGR: 10.81%
The expense ratio of BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is 0.54% per annum. This is the annual fee charged by the fund to manage your investment.
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is managed by Piyush Baranwal at Bank of India Mutual Fund.
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is a Short Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BANK OF INDIA Short Term Income Fund-Regular Plan- Quarterly IDCW is ₹260 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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