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Bandhan Mutual Fund

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 81/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)6.98%
  • Expense ratio (20%)0.3%
  • AUM (15%)₹4,205 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Income/Debt Oriented · Ultra Short Term Fund

₹16.39

+0.0 (+0.0%)

AUM: ₹4,204 Cr

NAV updated 15 days ago

Plan

Regular

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.3%

Exit Load

Nil

Fund Manager

Harshal Joshi

Inception

Jul 2018

Benchmark

NIFTY Ultra Short Duration Debt Index A-I

Sharpe Ratio

-0.01

Std Dev (1Y)

0.43%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.52%

3m

+1.85%

6m

+3.48%

1y

+6.38%

3y

+6.98%

5y

+6.24%

10y

—

since inception

+6.25%

TopFund's Take on BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH

BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH ranks among the stronger performers in the Ultra Short Term Fund category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 81/100.

Cost: At 0.3%, the expense ratio is roughly in line with the Ultra Short Term Fund category average of 0.33% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.01 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.43% is on the lower side for a Ultra Short Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 95.51%

Asset Allocation

Certificate of Deposit 45.15%
Debenture 30.80%
Reverse Repo 12.29%
Commercial Paper 8.00%
Treasury Bills 6.68%
Bonds 2.45%
Non Convertible Debenture 2.43%
State Development Loan 1.22%
Alternative Investment Fund 0.33%
CBLO 0.03%

Frequently Asked Questions about BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN GROWTH

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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