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Bandhan Retirement Fund - Regular Plan - IDCW
★★★★★ monitor_heart Health Score: 60/100 · AverageBandhan Mutual Fund · Solution Oriented · Retirement Fund
₹12.49
AUM: ₹180 Cr
NAV updated 26 days ago
Plan
Regular
Option
Idcw
Risk
—
Expense Ratio
0.96%
Exit Load
Nil
Fund Manager
Viraj Kulkarni
Inception
Oct 2023
Benchmark
CRISIL Hybrid 50+50 Moderate Index
Sharpe Ratio
-0.69
Std Dev (1Y)
8.57%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.16%
3m
+5.12%
6m
-1.65%
1y
+1.77%
3y
—
5y
—
10y
—
since inception
+8.92%
rate_review TopFund's Take on Bandhan Retirement Fund - Regular Plan - IDCW
Bandhan Retirement Fund - Regular Plan - IDCW sits in the middle of the pack for Retirement Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.
Cost: At 0.96%, the expense ratio is roughly in line with the Retirement Fund category average of 0.96% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.69 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.57% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Bandhan Retirement Fund - Regular Plan - IDCW
The current NAV (Net Asset Value) of Bandhan Retirement Fund - Regular Plan - IDCW is ₹12.49. NAV is updated every business day after market close by AMFI.
1Y: 1.77%
The expense ratio is 0.96% per annum — the annual fee deducted from your investment to cover fund management costs.
Bandhan Retirement Fund - Regular Plan - IDCW is managed by Viraj Kulkarni at Bandhan Mutual Fund.
Bandhan Retirement Fund - Regular Plan - IDCW is a moderate risk fund. Suitable for investors with a moderate risk appetite.
Bandhan Retirement Fund - Regular Plan - IDCW is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Bandhan Retirement Fund - Regular Plan - IDCW is ₹181 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.