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Bandhan Mutual Fund

Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 59/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)10.31%
  • Expense ratio (20%)0.07%
  • AUM (15%)₹20 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Hybrid · Multi Asset Allocation

₹45.6

+23.7 (+108.18%)

AUM: ₹19 Cr

NAV updated 24 days ago

Plan

Direct

Option

Idcw

Risk

High

Expense Ratio

0.07%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Bhavin Patadia

Inception

Jan 2013

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Sharpe Ratio

-0.87

Std Dev (1Y)

10.75%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.95%

3m

+2.7%

6m

-0.89%

1y

+5.33%

3y

+10.31%

5y

+8.49%

10y

+8.98%

since inception

+3.76%

TopFund's Take on Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW

Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW sits in the middle of the pack for Multi Asset Allocation funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.

Cost: At 0.07%, the expense ratio is meaningfully cheaper — about 89% below the Multi Asset Allocation category average of 0.62% (based on 210 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.87 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 10.75% is on the lower side for a Multi Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Unspecified 100.00%

Asset Allocation

Mutual Fund 99.76%
Reverse Repo 0.20%
Net Current Assets 0.04%

Frequently Asked Questions about Bandhan Multi-Asset Passive FOF - Direct Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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