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Bandhan Mutual Fund

Bandhan Medium to Long Duration Fund - Regular Plan - Half-yearly IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 37/100 · Weak

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)0.74%
  • Expense ratio (20%)0.99%
  • AUM (15%)₹431 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Income/Debt Oriented · Medium to Long Term Fund

₹12.18

+0.0 (+0.0%)

AUM: ₹430 Cr

NAV updated 27 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

0.99%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.

Fund Manager

Suyash Choudhary

Inception

Jan 2013

Benchmark

NIFTY Medium to Long Duration Debt Index A-III

Sharpe Ratio

-0.97

Std Dev (1Y)

2.72%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.01%

3m

+2.25%

6m

+1.88%

1y

+3.22%

3y

+0.74%

5y

+0.48%

10y

+0.1%

since inception

+0.7%

TopFund's Take on Bandhan Medium to Long Duration Fund - Regular Plan - Half-yearly IDCW

Bandhan Medium to Long Duration Fund - Regular Plan - Half-yearly IDCW lags behind most of its peers in the Medium to Long Term Fund category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 37/100.

Cost: At 0.99%, the expense ratio runs 25% above the Medium to Long Term Fund category average of 0.79%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.97 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.72% is on the lower side for a Medium to Long Term Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Entities 50.43%
Financial 45.28%

Asset Allocation

GOI Securities 50.43%
Bonds 13.99%
Certificate of Deposit 13.44%
Debenture 10.36%
Non Convertible Debenture 7.49%
Net Current Assets 2.63%
Reverse Repo 1.30%
Alternative Investment Fund 0.35%
CBLO 0.01%

Fund Snapshot

Scheme Code 108763
NAV Date 31 Aug 2026
AUM ₹430 Cr
Status Active

Frequently Asked Questions about Bandhan Medium to Long Duration Fund - Regular Plan - Half-yearly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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