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Bandhan Mutual Fund

Bandhan Medium Duration Fund - Direct Plan - Fortnightly IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 35/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)-0.03%
  • Expense ratio (20%)0.66%
  • AUM (15%)₹1,261 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Debt · Medium Duration Fund

₹10.27

+0.0 (+0.0%)

AUM: ₹1,260 Cr

NAV updated 13 days ago

Plan

Direct

Option

Idcw

Risk

Moderate to High

Expense Ratio

0.66%

Exit Load

Nil

Fund Manager

Suyash Choudhary

Inception

Jan 2013

Benchmark

NIFTY Medium Duration Debt Index A-III

Sharpe Ratio

-2.73

Std Dev (1Y)

1.8%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.14%

3m

+0.45%

6m

-0.08%

1y

+0.1%

3y

-0.03%

5y

-0.11%

10y

+0.07%

since inception

+0.09%

TopFund's Take on Bandhan Medium Duration Fund - Direct Plan - Fortnightly IDCW

Bandhan Medium Duration Fund - Direct Plan - Fortnightly IDCW lags behind most of its peers in the Medium Duration Fund category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 35/100.

Cost: At 0.66%, the expense ratio is meaningfully cheaper — about 31% below the Medium Duration Fund category average of 0.96% (based on 5 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.73 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.8% is on the lower side for a Medium Duration Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 65.58%
Entities 30.52%
Industrials 0.39%

Asset Allocation

GOI Securities 30.52%
Certificate of Deposit 20.46%
Bonds 20.13%
Debenture 15.18%
Non Convertible Debenture 9.81%
Net Current Assets 2.77%
State Development Loan 0.54%
Alternative Investment Fund 0.46%
Reverse Repo 0.13%

Fund Snapshot

Scheme Code 118404
NAV Date 24 Nov 2025
AUM ₹1,260 Cr
Status Active

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Frequently Asked Questions about Bandhan Medium Duration Fund - Direct Plan - Fortnightly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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