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Bandhan Mutual Fund

BANDHAN FLOATER FUND- DIRECT PLAN ANNUAL IDCW

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 42/100 · Weak

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)0.4%
  • Expense ratio (20%)0.12%
  • AUM (15%)₹160 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Commodities · Silver

₹7.42

-3.12 (-29.58%)

AUM: ₹160 Cr

NAV updated 10 days ago

Plan

Direct

Option

Idcw

Expense Ratio

0.12%

Exit Load

Exit load of 0.25%, if redeemed within 15 days.

Fund Manager

Abhishek Jain

Inception

Jan 2026

Benchmark

Domestic Price of Silver

Sharpe Ratio

-1.01

Std Dev (1Y)

6.93%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.33%

3m

-7.5%

6m

-9.93%

1y

-0.31%

3y

+0.4%

5y

+0.52%

10y

—

since inception

+0.93%

TopFund's Take on BANDHAN FLOATER FUND- DIRECT PLAN ANNUAL IDCW

BANDHAN FLOATER FUND- DIRECT PLAN ANNUAL IDCW lags behind most of its peers in the Silver category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 42/100.

Cost: At 0.12%, the expense ratio is meaningfully cheaper — about 50% below the Silver category average of 0.24% (based on 105 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.01 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.93% is on the lower side for a Silver fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Unspecified 100.81%

Asset Allocation

Mutual Fund 100.16%
Reverse Repo 0.73%

Frequently Asked Questions about BANDHAN FLOATER FUND- DIRECT PLAN ANNUAL IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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