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IDFC Mutual Fund

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR GROWTH

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 78/100 · Good

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)7.54%
  • Expense ratio (20%)0.2%
  • AUM (15%)₹414 Cr

Not investment advice — an analytical read of public fund data. Methodology →

IDFC Mutual Fund · Debt · Target Maturity

₹13.09

+0.15 (+1.13%)

AUM: ₹413 Cr

NAV updated 4 days ago

Plan

Regular

Option

Growth

Risk

Moderate

Expense Ratio

0.2%

Exit Load

Nil

Fund Manager

Harshal Joshi

Inception

Feb 2023

Benchmark

CRISIL IBX Gilt Index - April 2032

Sharpe Ratio

-0.81

Std Dev (1Y)

2.63%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.61%

3m

+0.45%

6m

+2.51%

1y

+4.46%

3y

+7.54%

5y

—

10y

—

since inception

+7.45%

TopFund's Take on BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR GROWTH

BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR GROWTH holds up reasonably well within the Target Maturity category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 78/100.

Cost: At 0.2%, the expense ratio is roughly in line with the Target Maturity category average of 0.19% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.81 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.63% is on the lower side for a Target Maturity fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Entities 97.15%

Asset Allocation

GOI Securities 97.15%
Reverse Repo 2.01%
Net Current Assets 0.84%

Frequently Asked Questions about BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND - REGULAR GROWTH

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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