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Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 90/100 · Excellent
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)—
- Expense ratio (20%)0.1%
- AUM (15%)₹354 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bandhan Mutual Fund · Debt · Ultra Short Duration
₹11.13
AUM: ₹353 Cr
NAV updated 4 days ago
Plan
Regular
Option
Growth
Risk
Low to Moderate
Expense Ratio
0.1%
Exit Load
Nil
Fund Manager
Harshal Joshi
Inception
Mar 2025
Benchmark
CRISIL-IBX Financial Services 3 to 6 Months Debt Index
Sharpe Ratio
-1.09
Std Dev (1Y)
0.38%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.66%
3m
+1.9%
6m
+4.0%
1y
+6.97%
3y
—
5y
—
10y
—
since inception
+6.47%
TopFund's Take on Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth ranks among the stronger performers in the Ultra Short Duration category, backed by a 5-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 90/100.
Cost: At 0.1%, the expense ratio is meaningfully cheaper — about 66% below the Ultra Short Duration category average of 0.29% (based on 215 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.09 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.38% is on the lower side for a Ultra Short Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth
The current NAV (Net Asset Value) of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is ₹11.13. NAV is updated every business day after market close by AMFI.
1Y: 6.97%
The expense ratio of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is 0.1% per annum. This is the annual fee charged by the fund to manage your investment.
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is managed by Harshal Joshi at Bandhan Mutual Fund.
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is a Ultra Short Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Regular Plan - Growth is ₹354 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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