Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Bandhan Mutual Fund

BANDHAN Balanced Advantage Fund Regular Plan Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 63/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)9.5%
  • Expense ratio (20%)1.07%
  • AUM (15%)₹2,286 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bandhan Mutual Fund · Hybrid · Dynamic Asset Allocation

₹29.41

+4.35 (+17.34%)

AUM: ₹2,285 Cr

NAV updated 10 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

1.07%

Exit Load

Exit load of 0.50%, if redeemed within 90 days.

Fund Manager

Sumit Agrawal, Arpit Kapoor, Arvind Subramanian

Inception

Oct 2014

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Sharpe Ratio

-0.28

Std Dev (1Y)

7.98%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.5%

3m

+1.06%

6m

+6.72%

1y

+3.47%

3y

+9.5%

5y

+8.01%

10y

+9.8%

since inception

+7.99%

TopFund's Take on BANDHAN Balanced Advantage Fund Regular Plan Growth

BANDHAN Balanced Advantage Fund Regular Plan Growth sits in the middle of the pack for Dynamic Asset Allocation funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 63/100.

Cost: At 1.07%, the expense ratio runs 11% above the Dynamic Asset Allocation category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.28 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.98% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 69.73%
Cash Margin 13.05%
Certificate of Deposit 12.43%
Commercial Paper 4.46%
Bonds 3.49%
GOI Securities 3.20%
Reverse Repo 3.11%
Non Convertible Debenture 2.60%
Treasury Bills 1.42%
Debenture 0.67%
Bonds/NCDs 0.22%

Frequently Asked Questions about BANDHAN Balanced Advantage Fund Regular Plan Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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