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Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)6.97%
- Expense ratio (20%)0.08%
- AUM (15%)₹8,589 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bajaj Finserv Mutual Fund · Debt · Liquid
₹1,240.87
AUM: ₹8,588 Cr
NAV updated 11 days ago
Plan
Direct
Option
Idcw
Risk
Low
Expense Ratio
0.08%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Fund Manager
Siddharth Chaudhary
Inception
Jul 2023
Benchmark
NIFTY Liquid Index A-I
Sharpe Ratio
-5.72
Std Dev (1Y)
1.13%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.53%
3m
+1.64%
6m
+3.5%
1y
+6.51%
3y
+6.97%
5y
—
10y
—
since inception
+1.1%
TopFund's Take on Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW
Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW holds up reasonably well within the Liquid category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 0.08%, the expense ratio is meaningfully cheaper — about 43% below the Liquid category average of 0.14% (based on 396 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -5.72 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.13% is on the lower side for a Liquid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW
The current NAV (Net Asset Value) of Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is ₹1240.87. NAV is updated every business day after market close by AMFI.
1Y: 6.51% · 3Y CAGR: 6.97%
The expense ratio of Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is 0.08% per annum. This is the annual fee charged by the fund to manage your investment.
Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is managed by Siddharth Chaudhary at Bajaj Finserv Mutual Fund.
Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is classified as a Low risk fund. It is suitable for investors with a moderate risk appetite.
Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is a Liquid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Bajaj Finserv Liquid Fund - Direct Plan - Fortnightly - IDCW is ₹8,589 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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