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Bajaj Finserv Banking and Financial Services Fund - Direct - Growth
TopFund Score: 58/100 · Average
How this score is calculated
- Star rating (35%)—
- 3Y CAGR (30%)—
- Expense ratio (20%)1.12%
- AUM (15%)₹503 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bajaj Finserv Mutual Fund · Equity · Sectoral
₹9.92
AUM: ₹503 Cr
NAV updated 25 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
1.12%
Exit Load
Exit load of 1%, if redeemed within 3 months.
Fund Manager
Nimesh Chandan
Inception
Dec 2025
Benchmark
NIFTY Financial Services Total Return Index
Sharpe Ratio
-0.42
Std Dev (1Y)
17.36%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.9%
3m
+5.47%
6m
+0.01%
1y
—
3y
—
5y
—
10y
—
since inception
-0.59%
TopFund's Take on Bajaj Finserv Banking and Financial Services Fund - Direct - Growth
Bajaj Finserv Banking and Financial Services Fund - Direct - Growth sits in the middle of the pack for Sectoral funds. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.
Cost: At 1.12%, the expense ratio runs 13% above the Sectoral category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.42 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.36% is fairly typical for Sectoral funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Bajaj Finserv Banking and Financial Services Fund - Direct - Growth
The current NAV (Net Asset Value) of Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is ₹9.92. NAV is updated every business day after market close by AMFI.
Return data is not yet available for this fund.
The expense ratio of Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is 1.12% per annum. This is the annual fee charged by the fund to manage your investment.
Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is managed by Nimesh Chandan at Bajaj Finserv Mutual Fund.
Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Bajaj Finserv Banking and Financial Services Fund - Direct - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Bajaj Finserv Banking and Financial Services Fund - Direct - Growth is ₹503 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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